Welcome to Larry Surrett's Online Horse Training Academy. By using our services, you agree to the following Terms of Service ("Terms"):

1. Overview Larry Surrett's Online Horse Training Academy ("LSOHTA") is an online platform that provides horse training and related services. Our services include but are not limited to video tutorials, webinars, online courses, and consultation services. By accessing our website and using our services, you agree to be bound by these Terms.

2. Use of Services You must be at least 18 years old to use our services. By accessing our website and using our services, you represent and warrant that you are at least 18 years old. You are responsible for maintaining the security of your account, password, and other login credentials. You agree to use our services only for lawful purposes and in compliance with these Terms.

3. Disclaimer of Liability Horse training can be a dangerous activity, and there is a risk of injury or death to humans and animals. By using our services, you acknowledge and accept the risks inherent in horse training. LSOHTA and its owners, employees, agents, and affiliates are not liable for any injury, death, or other harm that may result from your use of our services. You agree to release LSOHTA and its owners, employees, agents, and affiliates from any and all claims, liabilities, damages, or expenses arising from your use of our services.

4. Intellectual Property LSOHTA owns all intellectual property rights in its website, services, and content, including but not limited to text, images, videos, and audio. You may not use or reproduce our content without our express written permission.

5. Payment and Refunds LSOHTA charges fees for certain services, such as online courses and consultations. Fees are payable in advance and are non-refundable, except as required by law.

6. Termination LSOHTA reserves the right to terminate your access to our website and services at any time, without notice, for any reason or no reason. If we terminate your access, you will not be entitled to a refund of any fees paid.

7. Governing Law These Terms shall be governed by and construed in accordance with the laws of the state of [insert state], without regard to its conflicts of law provisions.

8. Changes to Terms LSOHTA may update these Terms from time to time by posting the updated Terms on our website. Your continued use of our services after such posting constitutes your agreement to the updated Terms.

If you have any questions or concerns about these Terms, please contact us at [insert contact information].